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TRAVEL INFORMATION
INSURANCE
| TRAVEL PROTECTION PLAN |
| Trip Cost |
Premium Rate Per Person |
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| Up to $2,500 |
$ 149.00 |
| $2,501 to $5,000 |
$ 199.00 |
| $5,001 to $7,500 |
$ 249.00 |
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Travel Protection Plan Benefits
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Trip Cost - Pre-Departure Trip Cancellation
If you have to cancel your trip due to a covered Injury, Sickness or death - your own or that of a Traveling Companion or an Immediate Family Member - or for Other Covered Events, as defined, you will be reimbursed up to the trip cost for cancellation charges imposed on travel arrangements provided by China Discovery Tours.
Trip Cost - Post-Departure Trip Interruption
If you must interrupt your trip after departure due to a covered Injury, Sickness or death - your own or that of a Traveling Companion or an Immediate Family Member - or for Other Covered Events, as defined, you will be reimbursed for the unused, non-refundable land arrangements and the additional transport costs to return home or to rejoin your trip (limited to economy one-way airfare or first class, if original tickets were first class).
$500 Travel Delay
Provides benefits up to $100 per day for reasonable additional hotel accommodations, meals, telephone calls, and local transportation until travel becomes possible if you are delayed for more than 12 hours due to a covered reason such as common carrier delay; Injury, Sickness or death of you or your Traveling Companion; quarantine; loss of passport, travel documents or money; natural disaster; or road closure by a government authority due to adverse weather conditions.
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Trip Cost - Delayed Arrival
You are reimbursed for the additional transportation expense incurred and/or the unused, non-refundable land arrangements if your arrival on your tour is delayed beyond your scheduled arrival date, because of delay or cancellation by an air carrier due to inclement weather, mechanical breakdown or organized labor strike.
$25,000 Medical Expense/Emergency Assistance
Provides reimbursement for reasonable and customary medical expenses incurred within 365 days of a covered sickness which occurs while on your trip and for emergency dental treatment received during your trip; for the costs of emergency transport to home or an appropriate hospital, including escort expense (both, if deemed necessary by the attending physician), for a covered Injury or Sickness which occurs while on your trip;or the cost of homeward carriage if deceased.
$1,000 Baggage and Personal Effects
Coverage for direct physical loss or damage to your baggage, passport or visas while on your trip. A $500 maximum limit applies to jewelry; gems; watches; cameras and camera equipment; digital or electronic equipment; and furs - a $250 per article limit applies to all other items.
$100 Baggage Delay
If, while on your trip, your baggage is delayed for 12 hours or more, we will reimburse you up to $100 for the purchase of necessary additional clothing and personal articles.
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Travel Protection Plan Terms, Conditions & Limitations |
Certain exclusions and limitations apply and are detailed in the Travel Insurance Certificate. For example, coverage does not apply to: any sickness or condition of you, a Traveling Companion or an Immediate Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (this exclusion is waived if you purchase the plan within 7 days of your initial deposit/payment for your trip and you are not disabled from travel when you make your premium payment), suicide, normal pregnancy, war or any act of war, mental or nervous disorders. Other Covered Events, as defined, includes the following events or their consequences: 1) Post-Departure Trip Interruption due to cancellation of arrangements by an airline due to strike, mechanical breakdown of the aircraft on which you are scheduled to travel or bad weather (maximum of $100 per day/$500 total) or 2) cancellation or interruption of your trip due to a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. A Traveling Companion is defined as a person booked to share accommodations in the same room with you during your Trip. Sickness or Injury must require care by a Physician and must commence while the Travel Protection Plan is in effect for you. This policy does not cover a loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs at a time when this policy is not in effect for you.
This is a brief description of the Travel Protection Plan. For further information ask for the Travel Insurance Certificate which fully details the coverages, provisions, limitations, and exclusions of the plan offered and is available to you, upon request, at any time prior to your purchase of the plan.
This policy is underwritten by: Stonebridge Casualty Insurance Company, Columbus, OH. All Inquiries and Claims should be reported to the Claims Administrator: Trip Mate (In CA, dba Trip Mate Insurance Agency), 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 800-888-7292. Program Designed by: Travelex Insurance Services, Inc.
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China Discovery Tours
20407 Hawthorne Blvd., Torrance, CA 90503
Toll Free: 1-866-99CHINA (992-4462)
1-888-371-3228 (Nationwide)
Tel: 310-802-7100 (Local) Fax: 310-370-4987
Office Hours: 9:00am - 6:00pm Pacific Time Monday - Friday
Email: info@chinadiscoverytours.com
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